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FINANCIAL CRISIS
Time to take the scissors to that Visa card. Nearly a quarter of Americans have more credit card debt than emergency savings! Compared to data from past years, Americans’ inability to save money while cutting back on debt hasn’t gotten worse, but it hasn’t gotten better either. While excessive spending may be partially to blame, experts say stagnant paychecks and rising costs haven’t helped. While the recession has technically been over since 2009, many people say their stress levels are high as a result of their looming debt.